Consumers

Fast and Accurate Closings

CONSUMERS

Buyers

Buying a home is an exciting and emotional time for many people. To buy your home with more confidence, make sure to get owner’s title insurance. Here’s why it’s so important:

Protects Your Largest Investment: A home may be the single largest investment you will make in your life. You insure everything else that’s valuable to you—your life, car, health, pets, etc., so why not your largest investment? For a one-time fee, owner’s title insurance protects your property ownership rights for as long as you own your home.

Reduces Your Risk: When you’re buying a home, there are many hidden issues that may need to be addressed before you purchase your home. Getting an owner’s title insurance policy is the best way to protect yourself from unforeseen title discrepancies. Don’t think it will happen to you? Think again. Title claims can include:

  • outstanding mortgages and judgments, or a lien against the property because the seller has not paid his taxes
  • pending legal action against the property that could affect you
  • an unknown heir of a previous owner who is claiming ownership of the property

Covers Your Heirs: As long as you or your heirs own your home, owner’s title insurance protects your property ownership rights.

Nothing Compares: Homeowners insurance and warranties protect only the structure and belongings of your home. Getting owner’s title insurance ensures your property ownership rights are protected.

Peace of Mind: When you’re buying a home, owner’s title insurance lets you rest assured, knowing that you’re protected from inheriting possible debts or legal problems, once you’ve closed on your new home.
With Island Title, our clients receive:

  • Direct communication from our team members. We do not use an auto-attendant phone system during our regular business hours.
  • Full service on every transaction, no complicated portals
  • Timely and accurate title commitments and other transaction specific due dates
  • Knowledgeable and professional team with over 200 years of combined experience

Sellers

Selling your house? Island Title will work with you to satisfy any liens. We will prepare all the necessary closing documents to make the transaction as smooth as possible for you and the buyer. We promise competitive rates, superior communication, and unmatched customer service.

With Island Title, our clients receive:

  • Direct communication from our team members. We do not use an auto-attendant phone system during our regular business hours.
  • Full service on every transaction, no complicated portals
  • Timely and accurate title commitments and other transaction specific due dates
  • Knowledgeable and professional team with over 200 years of combined experience

Whether you are listing your house for sale by owner or working with a real estate agent, we have got you covered.

Contact us to get your transaction started.